Love and money make the world go round, so we're always looking for an edge! With astrology, you can see how different planets and bodies influence money in your life. Neptune is a planet that can be good or bad, depending on what it's doing for you personally.
Neptune in Astrology
Neptune is a slow-moving outer planet. It spends many years in one sign, so it's considered a generational planet since most of a generation have it in the same sign.
Neptune rules our intuition, imagination, compassion, empathy, spiritual selves, and boundaries. In transit, the energy of Neptune is to dissolve, and it can be foggy and obscure our vision.
The 2nd house is the house of money, showing your own money and how you make and. Venus and Ceres connect with this house, so they are the money planets.
The 8th house also rules other people's money, so any money involving others (joint finances, business finances, taxes, loans, debts, etc.) are the domain of the 8th house
Neptune & Money
Natal Neptune in the 2nd house can show you might make money through Neptune, so working on spirituality or the arts, or helping others or in the medical field. You can have great money instincts when you know how to listen to them.
But, Neptune is the foggy planet, so you often may feel like you don't have all of the information you need when you make financial decisions. That makes honing your intuition important for your financial stability.
On the upside, you can be highly charitable, and use your money to help others. On the downside, you may be more likely to feel like you don't ever have enough until your intuition is honed.
Neptune in aspect to your natal Venus or Ceres can help or challenge you financially. Sextile or trine, the beneficial aspects, and your intuition can be strong and you feel less fogginess in your decision-making. Square or opposite, the challenging aspects, and you may feel you have to work a lot harder to keep your handle on money and stay more grounded otherwise you make bad financial decisions.
Neptune conjunct your natal Venus or Ceres, or your 2nd house ruler, can show Neptune is hugely influential in your finances. Making money in a Neptune way is likely the way to go for you, while also strengthening intuition and holding firm to boundaries.
Neptune in the 8th house or aspecting your natal Pluto can show this impacting the money you have with other people. You may need to work harder at maintaining proper boundaries with them, otherwise you may take over them financially or they may take over you. The line can blur very easily.
Boundaries in general can be difficult to maintain with Neptune in the 2nd or 8th houses, aspecting your natal Venus or Ceres, or aspecting your natal 2nd house ruler (especially conjunct, square, opposite). It's easier for you to get taken advantage of, and you need to learn how to say no to people (even family).
Transit (moving) Neptune in your natal 2nd or 8th houses or aspecting your natal Venus, Ceres, or 2nd house ruler can put this energy in play, but only temporarily.
Suggested Reading: Saturn & Wealth