Saturn is the planet of limitation and restriction, but also rules your career and goals. This gives Saturn a direct link to your professional life, which can in turn impact you financially. But with Saturn being the planet of limitation and restriction, it may not seem like a good thing. Does Saturn give wealth, or take it away?
What's the energy of transit Saturn?
Transit (moving) Saturn tours through the Zodiac in an average of 30 years (28-32). The house where transit Saturn is currently located shows areas of life where you may have lessons to learn, have to take things seriously, and have to do the right thing at all times. When you don't, you get punished, and when you do, you can experience rewards, but usually after some time has passed.
Aspects by transit Saturn to your natal planets can show areas where you have to bring that energy, and you may find this easy and have stability with the easy aspects (sextiles and trines), or find this challenging and have way more work to do with the hard aspects (conjunctions, squares, and oppositions).
What's the purpose of natal Saturn?
In your natal chart, the sign and house position of your natal Saturn can show areas of life where you have your biggest life lessons to learn. This usually comes to a head when you experience your first Saturn Return, which is when transit Saturn returns to the exact same position as your natal Saturn, conjuncting it.
You likely have to work harder and smarter with the areas of life governed by the sign and house placement of your natal Saturn. This can also be the case with any natal planets it's aspecting, especially conjuncting.
So, does Saturn give wealth or take it away?
If transit Saturn is aspecting your 2nd house cusp or ruler (which is the house of money), this can have an impact on you financially. Sextiles and trines can show a stable period financially, while conjunctions, squares, and oppositions can show a time when you have to be really cautious financially and have a super save, no spend mentality. If you haven't been wise with your financial decisions, then a hard aspect by transit Saturn to the 2nd house cusp or ruler can make it worse, and you have to dig yourself out by doing things the right way at all times financially.
Transit Saturn in your 2nd house is a notorious time for making you feel like you have less, and you very well may, however it's quite often just a *feeling* of not having enough, rather than *actually* not having enough. This can be strongest at the onset, when Saturn first enters your 2nd house. This lasts for about 2-3 years, and you have to be very smart with your financial choices during this time. Once it's over, you can experience great financial rewards, and this can be one instance in which Saturn does give wealth (though maybe not super riches!).
In your natal Saturn, Saturn can have influence over your money if aspecting the 2nd house cusp or ruler, or located in the 2nd house. If your natal Saturn is sextile or trine your 2nd house cusp or ruler, this can be helpful for stable financial energy. You may find it's easier for you to improve your finances as needed and to make solid financial decisions. You may be someone who always seems to know how to take care of yourself financially and make productive use of your resources.
If your natal Saturn is square your natal 2nd house cusp or ruler, or opposite your natal 2nd house ruler, you may find you struggle at times to have what you need. You may have experienced major financial issues growing up, and this can lead you to always worry about money, even if you have plenty of it as an adult. You can make bad financial decisions when you're not paying close attention and doing lots of homework, and this can have long-term consequences. At the same time, you may be miserly and hoard as much as you can. Neither of these are good options, and you do need to be extra smart and think long-term with your money, but you also need to find a healthy place with that, not one of impulse-driven decisions that lead to big problems, or fear-driven decisions that lead to being a Scrooge.
If your natal Saturn is conjunct your 2nd house ruler or located in your 2nd house, you really have to be Saturn when it comes to your money. Be smart, make plans, do homework, and always think long-term. You may struggle with money until your first Saturn Return (around 28-32), and can get more financially secure with age. This can lead to great financial security in your golden years (so Saturn can give wealth when you're old, in this case). But again, you need to do it right so there's no punishment. You may also find that what you do to make money is ruled by Saturn (so perhaps something in politics, the government, where you're the boss, etc.), and this can lead Saturn to give wealth down the line.
Suggested Reading: Jupiter-Pluto & Wealth